Your Office Policy insurance will generally cover you for the items that you would expect including property damage, asset protection, employers liability, public and product liability, money and revenue protection.
A good Office Policy will provide commercial legal protection which can give you cover for eventualities including:
- Employment disputes for past and present employees with cover for tribunal awards (Aviva covers to a maximum of €1.5m).
- Tax protection in respect of Revenue audits for professional fees agreed and incurred.
You may note be aware of what cover you have so it is highly recommended that in the event of any occurrence that happens to your business which might result in additional costs or liabilities you should immediately seek the advice of your insurance broker to explore what precise cover you do have. If you don’t you might forgo or negate the cover you actually have.