Bank of Ireland advise customers to examine the content of text messages and watch out for these common tactics used by fraudsters:
1 – Unnecessary and overuse of capital letters to demand your attention e.g. BOI ALERT.
2 – Requests to “Take immediate action” or “Urgent action needed” or that you have a short window of time to act.
3 – Use of fake URL’s (the links in the text messages), fraud texts typically use variations of the ‘365’, ‘365Online’ or ‘BOI’ brand in the fake URL.
4 – Mention of amounts of money that are close to the average monthly salary making you think you could lose your monthly wage.
5 – Claims from authority institutions or known service providers to get you to trust the message and respond.
And remember, Bank of Ireland will never send you texts or e-mails asking for your full 365 PIN or one-time passcode. Nor will other banks.